Calculating Your Small Business Valuation

Business valuation tool

If you are a small business owner, you are probably very familiar with the importance of the bank to your business. You might have used the bank to obtain the necessary financing to begin your business. The bank was probably very important to the growth of your business and it is just as important to you, now that you have decided to sell your small business. Banks provide necessary funding to those who wish to smart businesses. They are also important for the financing of whoever chooses to purchase your business. However, because their money is as risk, they often place minimum requirements and valuation requirements for a sale.

It is likely that when you decided to begin your small business that you can to apply for financing with the bank. It is also likely that they did not just provide you w

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A Guide to the Three Business Valuation Approaches

National valuation services

If you own a business and you are looking to sell it, to gain investors, or to take out a loan, you probably are well aware of how important the valuation of your business is. The amount of capital you are able to raise in exchange for as little equity as possible is incredibly important while gathering investors. The price tag you get while selling your business is obviously based on the valuation it gets. When you take out a loan to grow your business, the value of the business is used to determine how much of a loan you can get. When you are liquidating a business, the valuation you get determines how much you’re able to repay to your debtors.


With so many different purposes for business valuations, it is no surprise that there is more than one approach that will give you a different, ye

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Know Your Payment Gateway Options

Payment processing industry

There are over 500,000 new businesses started each month, and every new business has to address some of the same problems before they can start making money. One of those problems every business has to address is a payment gateway. How will the business accept money from their customers for their products or services?

There is a wide range of business credit card services available and payment service providers. The key is finding the payment gateway that is best for your specific business. In orde

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Lump Sum or Annuity — Making the Difficult Choice With Structured Settlements Easier

Get cash now from settlement

If you have ever been awarded a lottery payment or won a particular sum of money as a result of the positive outcome of a lawsuit, you would likely know how structured settlements work. These payments are usually made in the form of an annuity, where you receive a stipulated sum of money every year until you receive the entire due amount. However, if you are in a situation where you feel the need for ready cash is overwhelming, this system might not work out for you. You can always opt to sell annuity payments and ge

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